Jeevan Shironmani
LICs Jeevan Shironmani is a non linked, with profits, limited premium payment money back life insurance planspecially designed for High Net-worth Individuals. This plan provides lump sum financial support to the family in case of death but also provides payment in case of diagnosis of specified critical illness.
Combination of Moneyback and Life Insurance
It gives you lump sum amount in case of death during policy term and in case of survival, survival benefit amount is payable on Term – 4 Years, Term – 2 Years and on completion of Term
Lump sum Benefit for Inbuilt Critical Illness
On diagnosis of any specified critical illness diseases, 10 % of Basic Sum Assured will be payable with an option to defer premium payment for next 2 policy term without any interest. Also, FREE Second Medical Opinion Option is available.
Profit Sharing in Terms of Guaranteed Additions
The policy is eligible for the guaranteed bonus at the rate of Rs. 50.00 per thousand per year during first 5 policy term and thereafter at the rate of Rs. 55.00 per thousand per year.
Additional Accidental Benefit
Standalone Additional Accident Benefit Maximum of Rs. 1,00,00,00/- is allowed other than the regular accidental benefit under other policies.
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